When it comes to retirement planning, it can seem tedious and in some cases uneventful. I mean, unless you’re a math nerd, who wants to have to think about numbers, trajectories, compound interest, rate of returns, etc? On top of all that, can we even rely on or plan in an unstable market? For some people, retirement is a dream for the very distant future. For others, it seems bleak to say the least. Here’s the good news, it’s never too late to start working a plan for your retirement.